How to Cut the Cost of Dog Insurance
Cutting the price of pet insurance is a great way to save some money and feel you’re not being ripped off. Pet insurance can be notoriously costly, especially if you don’t use it. That said we all want to have peace of mind for our pooch – so what’s the answer then?
Breed
A lot of the reason pet insurance companies charge a lot for dogs is that they are of a specific breed. The higher the pedigree of dog, the more likely it will be to cost you money – this is because some dogs are so highly bred they have developed specific genetic issues. These can be commonplace and also costly to treat and so the price of the insurance is a lot higher than it would be for a low risk dog, such as a mixed breed. So, before you get a new dog, it’s often worth checking what the potential insurance costs will be.
Where you Live
Like a car or any item the place you live will also determine the amount of money you will pay for a dog. If you live in a busy area with a lot of traffic you may find that the insurance is higher than it would be if you live in a place where a dog has less chance of being knocked down. Anything that increases the risk of injury will cause the dog insurance to be higher.
City and Economy
In some areas of the UK the price of going to the vet is a lot higher than it is in other areas and this means that people tend to end up paying a lot more for insurance. Pet Insurance companies will charge more for dogs that live in areas with higher pet bills – it’s a simple fact of the insurance industry, though not always an ideal one.
Compare
By comparing your dog insurance you can go a long way to reducing the cost notably. There can be big differences in the price of dog insurance, especially if you don’t compare. Like car insurance or any other sort of insurance, comparison sites often offer a clearer view of where you can be saving on insurance and are a good bet if looking out for new cover.
Age
The age ofthe dog will also impact on the insurance costs. An older dog is going to be far more likely to have issues than a younger dog and so the premium will reflect that. This can cause all sorts of problems for the insurer if they leave it too late – so get your animal insured as a puppy and you won’t have nearly as many issues than you would if you left it later.
These tips are great if you have a dog that you need to insure and can help save a pretty penny when it comes to covering your dog.
